:root{--font-heading: "Plus Jakarta Sans", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;--font-body: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, Cantarell, "Helvetica Neue", sans-serif;--color-primary: #667eea;--color-secondary: #764ba2;--color-accent: #f59e0b;--color-accent-text: #d97706;--color-accent-bg: rgba(245, 158, 11, .08);--color-success: #10b981;--color-danger: #ef4444;--color-warning: #f59e0b;--color-info: #3b82f6;--color-heading: #0f172a;--color-body: #475569;--color-muted: #94a3b8;--color-bg-page: #f8fafc;--color-bg-card: #ffffff;--color-bg-app: #f5f5f5;--color-border: #e2e8f0;--color-divider: #f1f5f9;--color-text-strong: #1e293b;--color-text-secondary: #334155;--color-text-subtle: #64748b;--color-bg-subtle: #f1f5f9;--color-bg-hover: #f8fafc;--color-bg-input: #ffffff;--color-danger-bg: #fef2f2;--color-success-bg: #ecfdf5;--color-info-bg: #eff6ff;--color-warning-bg: #fffbeb;--color-skeleton-base: #f0f0f0;--color-skeleton-shine: #e0e0e0;--gradient-primary: linear-gradient(135deg, #667eea, #764ba2);--radius-card: 12px;--radius-button: 10px;--radius-input: 8px;--shadow-card: 0 1px 3px rgba(0, 0, 0, .1);--shadow-card-hover: 0 8px 30px rgba(102, 126, 234, .1);--shadow-button: 0 4px 14px rgba(102, 126, 234, .35);--transition-speed: .2s}@media(prefers-color-scheme:dark){:root{--color-bg-page: #0f172a;--color-bg-card: #1e293b;--color-bg-app: #0f172a;--color-heading: #f1f5f9;--color-body: #94a3b8;--color-muted: #94a3b8;--color-border: #334155;--color-divider: #1e293b;--color-text-strong: #e2e8f0;--color-text-secondary: #cbd5e1;--color-text-subtle: #94a3b8;--color-bg-subtle: #1e293b;--color-bg-hover: #1e293b;--color-bg-input: #1e293b;--color-danger-bg: rgba(239, 68, 68, .15);--color-success-bg: rgba(16, 185, 129, .15);--color-info-bg: rgba(59, 130, 246, .15);--color-warning-bg: rgba(245, 158, 11, .15);--color-skeleton-base: #1e293b;--color-skeleton-shine: #334155;--shadow-card: 0 1px 3px rgba(0, 0, 0, .3);--shadow-card-hover: 0 8px 30px rgba(102, 126, 234, .15);--color-accent: #fbbf24;--color-accent-text: #fbbf24;--color-accent-bg: rgba(251, 191, 36, .15)}}.App{min-height:100vh;background:var(--color-bg-app);font-family:var(--font-body)}h1,h2,h3,h4,h5,h6{font-family:var(--font-heading)}.loading{display:flex;align-items:center;justify-content:center;min-height:100vh;font-size:18px;color:var(--color-muted)}.page-actions{display:flex;gap:10px;align-items:center;margin-bottom:20px;flex-wrap:wrap}.export-btn{padding:10px 18px;background:var(--color-success);color:#fff;border:none;border-radius:6px;font-size:14px;font-weight:600;cursor:pointer;transition:background .2s}.export-btn:hover{background:#059669}.import-btn{padding:10px 18px;background:var(--color-info);color:#fff;border:none;border-radius:6px;font-size:14px;font-weight:600;cursor:pointer;transition:background .2s}.import-btn:hover{background:#2563eb}.demo-banner{background:linear-gradient(135deg,#667eea,#764ba2);color:#fff;text-align:center;padding:10px 20px;font-size:14px;font-weight:500;display:flex;align-items:center;justify-content:center;gap:16px;flex-wrap:wrap}.demo-banner__signup{background:#fff;color:var(--color-primary);padding:5px 16px;border-radius:4px;font-size:13px;font-weight:700;text-decoration:none;transition:background .2s}.demo-banner__signup:hover{background:#f0f0ff}.demo-banner__exit{background:transparent;color:#fffc;border:1px solid rgba(255,255,255,.3);padding:5px 14px;border-radius:4px;font-size:13px;font-weight:500;cursor:pointer;transition:all .2s}.demo-banner__exit:hover{background:#ffffff1a;color:#fff;border-color:#ffffff80}:focus-visible{outline:2px solid var(--color-primary);outline-offset:2px}@media print{.navbar,.public-nav,.landing-nav,.demo-banner,.page-actions,.add-btn,.add-budget-btn,.sg-add-btn,.rt-add-btn,.budget-delete-btn,.budget-form-wrapper,.debt-form,.month-selector,.budget-style-tabs,.debt-strategy-tabs,.ef-toggle-btn,.ef-close-btn,.ef-actions,.sg-goal-actions,.debt-actions,.account-actions,.chip-actions,.rt-actions-cell,.actions-cell{display:none!important}.App{background:#fff}body{print-color-adjust:exact;-webkit-print-color-adjust:exact}.summary-card,.budget-card,.sg-goal-card,.debt-card,.account-card,.envelope-card{box-shadow:none;border:1px solid #e0e0e0;break-inside:avoid}}.spinner{display:inline-block;width:16px;height:16px;border:2px solid rgba(255,255,255,.3);border-top-color:#fff;border-radius:50%;animation:btn-spin .6s linear infinite;vertical-align:middle}@keyframes btn-spin{to{transform:rotate(360deg)}}button:disabled{opacity:.7;cursor:not-allowed}@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}.auth-container{display:flex;min-height:100vh;background:var(--color-bg-page);font-family:var(--font-body)}.auth-panel{display:none;width:50%;background:linear-gradient(135deg,#667eea,#764ba2);padding:60px 48px;flex-direction:column;justify-content:center;position:relative;overflow:hidden}.auth-panel:after{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:radial-gradient(circle,rgba(255,255,255,.04) 1px,transparent 1px);background-size:24px 24px;pointer-events:none}.auth-panel__content{position:relative;z-index:1;max-width:400px}.auth-panel__logo{display:flex;align-items:center;gap:10px;color:#fff;font-family:var(--font-heading);font-size:24px;font-weight:700;margin-bottom:32px}.auth-panel__logo-icon{color:#ffffffe6;display:flex;align-items:center}.auth-panel__tagline{font-size:28px;font-weight:800;color:#fff;line-height:1.3;margin:0 0 16px;font-family:var(--font-heading)}.auth-panel__subtitle{font-size:16px;color:#fffc;line-height:1.6;margin:0 0 40px}.auth-panel__badges{display:flex;flex-direction:column;gap:16px}.auth-panel__badge{display:flex;align-items:center;gap:12px;color:#ffffffe6;font-size:15px;font-weight:500}.auth-panel__badge-icon{width:36px;height:36px;border-radius:8px;background:#ffffff26;display:flex;align-items:center;justify-content:center;flex-shrink:0;color:#fff}.auth-form-side{flex:1;display:flex;align-items:center;justify-content:center;padding:40px 20px;background:var(--color-bg-page)}@keyframes authFadeIn{0%{opacity:0;transform:translate3d(0,16px,0)}to{opacity:1;transform:translateZ(0)}}.auth-card{background:var(--color-bg-card);border-radius:12px;box-shadow:0 10px 40px #00000026;padding:40px;width:100%;max-width:400px;border-top:3px solid var(--color-primary);animation:authFadeIn .4s ease-out}.back-link{display:inline-block;color:var(--color-primary);text-decoration:none;font-size:14px;font-weight:600;margin-bottom:16px;transition:color .2s}.back-link:hover{color:var(--color-secondary)}.auth-brand{font-size:28px;font-weight:800;margin:0 0 10px;text-align:center;font-family:var(--font-heading);background:linear-gradient(135deg,#667eea,#764ba2);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.auth-card h1{color:var(--color-heading);font-size:20px;font-weight:700;margin:0 0 30px;text-align:center}.auth-card .form-group{margin-bottom:20px}.auth-card .form-group label{display:block;margin-bottom:6px;color:var(--color-heading);font-size:14px;font-weight:600}.auth-card .form-group input{width:100%;padding:10px 14px;border:1px solid var(--color-border);border-radius:8px;font-size:14px;font-family:inherit;color:var(--color-text-strong);transition:border-color .2s,box-shadow .2s;box-sizing:border-box;background:var(--color-bg-input)}.auth-card .form-group input:focus{outline:none;border-color:var(--color-primary);box-shadow:0 0 0 3px #667eea1f}.auth-card button{width:100%;padding:12px;background:linear-gradient(135deg,#667eea,#764ba2);color:#fff;border:none;border-radius:10px;font-size:16px;font-weight:600;cursor:pointer;transition:all .2s ease;box-shadow:0 4px 14px #667eea59;font-family:inherit}.auth-card button:hover:not(:disabled){transform:translateY(-2px);box-shadow:0 6px 20px #667eea73}.auth-card button:disabled{opacity:.6;cursor:not-allowed;transform:none;box-shadow:none}.auth-card .error-message{background:var(--color-danger-bg);color:var(--color-danger);padding:12px 16px;border-radius:8px;margin-bottom:20px;font-size:14px;border:1px solid var(--color-danger)}.success-message{background:var(--color-success-bg);color:var(--color-success);padding:12px 16px;border-radius:8px;margin-bottom:20px;font-size:14px;border:1px solid var(--color-success)}.resend-btn{background:none;border:none;color:var(--color-primary);cursor:pointer;font-weight:600;font-size:14px;padding:0;text-decoration:underline;width:auto;box-shadow:none;transform:none}.resend-btn:hover{color:var(--color-secondary);background:none;box-shadow:none;transform:none}.resend-btn:disabled{color:var(--color-muted);background:none;cursor:not-allowed;box-shadow:none;transform:none}.password-requirements{list-style:none;padding:0;margin:10px 0 0;font-size:13px}.password-requirements li{padding:3px 0;color:var(--color-danger);transition:color .2s}.password-requirements li.met{color:var(--color-success)}.auth-link{text-align:center;margin-top:20px;color:var(--color-body);font-size:14px}.auth-link a{color:var(--color-primary);text-decoration:none;font-weight:600;transition:color .2s}.auth-link a:hover{color:var(--color-secondary)}.auth-tagline{text-align:center;color:var(--color-body);font-size:14px;line-height:1.5;margin:-16px 0 24px}.auth-features{margin-top:20px;padding-top:16px;border-top:1px solid var(--color-divider)}.auth-features p{color:var(--color-body);font-size:13px;line-height:1.6;text-align:center;margin:0}.budget-style-picker{display:grid;grid-template-columns:1fr 1fr;gap:8px}.budget-style-option{width:auto;padding:10px 8px;background:var(--color-bg-card);border:2px solid var(--color-border);border-radius:8px;cursor:pointer;text-align:center;transition:all .2s;box-shadow:none;display:flex;flex-direction:column;gap:2px}.budget-style-option:hover{border-color:var(--color-primary);background:var(--color-bg-page);transform:none;box-shadow:none}.budget-style-option.active{border-color:var(--color-primary);background:linear-gradient(135deg,#667eea14,#764ba214);box-shadow:0 0 0 3px #667eea1f;transform:none}.budget-style-label{font-size:14px;font-weight:700;color:var(--color-heading)}.budget-style-option.active .budget-style-label{color:var(--color-primary)}.budget-style-desc{font-size:11px;color:var(--color-muted);font-weight:400}.budget-style-note{margin:6px 0 0;font-size:12px;color:var(--color-muted);text-align:center}.consent-group{margin-bottom:16px}.consent-label{display:flex;align-items:flex-start;gap:8px;font-size:13px;color:var(--color-body);line-height:1.5;cursor:pointer}.consent-label input[type=checkbox]{width:18px;height:18px;margin-top:2px;flex-shrink:0;accent-color:var(--color-primary);cursor:pointer}.consent-label a{color:var(--color-primary);text-decoration:none;font-weight:600;transition:color .2s}.consent-label a:hover{color:var(--color-secondary)}.auth-description{color:var(--color-body);font-size:14px;text-align:center;line-height:1.6;margin-bottom:20px}.auth-description--sm{font-size:13px;margin-bottom:16px}.auth-description--muted{color:var(--color-muted);font-size:13px;margin-top:16px;margin-bottom:0}.demo-spinner{width:40px;height:40px;border:3px solid var(--color-border);border-top-color:var(--color-primary);border-radius:50%;margin:24px auto 0;animation:demo-spin .8s linear infinite}@keyframes demo-spin{to{transform:rotate(360deg)}}.demo-fallback-btn{display:block;width:100%;padding:12px;background:linear-gradient(135deg,#667eea,#764ba2);color:#fff;border:none;border-radius:10px;font-size:16px;font-weight:600;text-align:center;text-decoration:none;margin-top:20px;transition:all .2s ease;box-shadow:0 4px 14px #667eea59}.demo-fallback-btn:hover{transform:translateY(-2px);box-shadow:0 6px 20px #667eea73}.oauth-buttons{display:flex;flex-direction:column;gap:12px;margin-bottom:20px}.oauth-google-btn-wrapper{display:flex;justify-content:center}.oauth-google-btn-wrapper>div{width:100%!important}.oauth-apple-btn{display:flex;align-items:center;justify-content:center;gap:10px;width:100%;padding:10px 16px;background:#000;color:#fff;border:1px solid #000;border-radius:4px;font-size:14px;font-weight:500;cursor:pointer;transition:background .2s;box-shadow:none;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,sans-serif;height:44px;box-sizing:border-box}.oauth-apple-btn:hover:not(:disabled){background:#1a1a1a;transform:none;box-shadow:none}.oauth-apple-btn:disabled{opacity:.5;cursor:not-allowed;transform:none;box-shadow:none}.auth-divider{display:flex;align-items:center;gap:12px;margin:4px 0 20px;color:var(--color-muted);font-size:13px}.auth-divider:before,.auth-divider:after{content:"";flex:1;height:1px;background:var(--color-border)}.oauth-budget-picker{margin-bottom:20px}.oauth-budget-picker p{text-align:center;color:var(--color-heading);font-size:15px;font-weight:600;margin:0 0 12px}@media(min-width:900px){.auth-panel{display:flex}}@media(prefers-reduced-motion:reduce){.auth-card{animation:none}}@media(prefers-color-scheme:dark){.auth-form-side{background:var(--color-bg-page)}.auth-panel{background:linear-gradient(135deg,#4c5fd7,#5d3a8a)}.auth-card{box-shadow:0 10px 40px #0000004d}.auth-card .form-group input:focus{box-shadow:0 0 0 3px #667eea40}.auth-card button{box-shadow:0 4px 14px #667eea40}.auth-card button:hover:not(:disabled){box-shadow:0 6px 20px #667eea59}.budget-style-option.active{background:linear-gradient(135deg,#667eea26,#764ba226);box-shadow:0 0 0 3px #667eea40}.demo-fallback-btn{box-shadow:0 4px 14px #667eea40}.demo-fallback-btn:hover{box-shadow:0 6px 20px #667eea59}.oauth-apple-btn{background:#fff;color:#000;border-color:#fff}.oauth-apple-btn:hover:not(:disabled){background:#e5e5e5}}.public-nav{position:sticky;top:0;z-index:100;background:#fffffff2;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);border-bottom:1px solid var(--color-border);box-shadow:0 1px 3px #00000014;padding:0 24px}.public-nav__inner{max-width:1140px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;height:64px}.public-nav__logo{display:flex;align-items:center;gap:8px;text-decoration:none;font-weight:700;font-size:18px;color:var(--color-text-strong)}.public-nav__logo-icon{font-size:24px}.public-nav__logo-text{color:var(--color-primary)}.public-nav__links{display:flex;align-items:center;gap:32px}.public-nav__link{color:var(--color-body);text-decoration:none;font-size:14px;font-weight:500;transition:color .2s}.public-nav__link:hover{color:var(--color-primary)}.public-nav__actions{display:flex;align-items:center;gap:12px}.public-nav__btn-ghost{padding:8px 16px;color:var(--color-body);text-decoration:none;font-size:14px;font-weight:500;border-radius:8px;transition:all .2s}.public-nav__btn-ghost:hover{color:var(--color-primary);background:#667eea14}.public-nav__btn-primary{padding:8px 20px;background:linear-gradient(135deg,#667eea,#764ba2);color:#fff;text-decoration:none;font-size:14px;font-weight:600;border-radius:8px;transition:opacity .2s,transform .2s}.public-nav__btn-primary:hover{opacity:.9;transform:translateY(-1px)}.public-nav__hamburger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:4px}.public-nav__hamburger span{display:block;width:22px;height:2px;background:var(--color-body);border-radius:2px;transition:all .2s}.public-nav__mobile{display:none;flex-direction:column;padding:16px 24px 24px;background:#fffffffa;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px)}.public-nav__mobile-link{display:block;padding:12px 0;color:var(--color-body);text-decoration:none;font-size:15px;font-weight:500;border-bottom:1px solid var(--color-divider)}.public-nav__mobile-link:hover{color:var(--color-primary)}.public-nav__mobile-cta{display:block;margin-top:12px;padding:12px 20px;background:linear-gradient(135deg,#667eea,#764ba2);color:#fff;text-decoration:none;font-size:15px;font-weight:600;border-radius:8px;text-align:center}@media(prefers-color-scheme:dark){.public-nav{background:#0f172af2}.public-nav__mobile{background:#0f172afa}}@media(max-width:768px){.public-nav{padding:0 16px}.public-nav__links,.public-nav__actions{display:none}.public-nav__hamburger,.public-nav__mobile{display:flex}}.breadcrumbs{margin-bottom:20px}.breadcrumbs__list{display:flex;align-items:center;flex-wrap:wrap;gap:0;list-style:none;margin:0;padding:0;font-size:14px}.breadcrumbs__item{display:flex;align-items:center}.breadcrumbs__link{color:#667eea;text-decoration:none;font-weight:500;transition:color .2s}.breadcrumbs__link:hover{color:#764ba2}.breadcrumbs__link:focus-visible{outline:2px solid #667eea;outline-offset:2px;border-radius:2px}.breadcrumbs__sep{margin:0 8px;color:#cbd5e1;font-weight:400}.breadcrumbs__current{color:#94a3b8;font-weight:500;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;max-width:300px}@media(max-width:768px){.breadcrumbs__list{font-size:13px}.breadcrumbs__current{max-width:200px}}@media(prefers-color-scheme:dark){.breadcrumbs__link{color:#818cf8}.breadcrumbs__link:hover{color:#a78bfa}.breadcrumbs__sep{color:var(--color-border, #334155)}.breadcrumbs__current{color:var(--color-muted, #64748b)}}.contact-page{font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen,Ubuntu,Cantarell,Helvetica Neue,sans-serif;color:#1e293b;background:#f8fafc;min-height:100vh}.contact{max-width:1140px;margin:0 auto;padding:0 24px 48px}.contact h1{font-size:36px;font-weight:800;color:#0f172a;margin:0 0 16px;line-height:1.2;letter-spacing:-.01em;text-align:center;padding-top:32px}.contact-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px;margin-bottom:40px}.contact-card{background:#fff;border:1px solid #e2e8f0;border-radius:12px;padding:32px 24px;text-align:center;transition:all .2s ease;display:flex;flex-direction:column;align-items:center}.contact-card:hover{transform:translateY(-2px);box-shadow:0 8px 30px #667eea1a}.contact-card-icon{width:64px;height:64px;border-radius:50%;background:#667eea1a;display:flex;align-items:center;justify-content:center;margin-bottom:16px}.contact-card-icon span{font-size:28px}.contact-card h2{color:#0f172a;font-size:20px;font-weight:700;margin:0 0 12px}.contact-card-description{color:#475569;font-size:15px;line-height:1.7;margin:0 0 20px;flex:1}.contact-card-email{font-size:13px;color:#64748b;margin-bottom:16px;font-family:monospace;background:#f8fafc;padding:6px 12px;border-radius:8px;border:1px solid #e2e8f0}.contact-card-btn{display:inline-block;color:#fff;text-decoration:none;padding:10px 24px;border-radius:10px;font-weight:600;font-size:14px;background:linear-gradient(135deg,#667eea,#764ba2);transition:all .2s ease;box-shadow:0 4px 14px #667eea59}.contact-card-btn:hover{opacity:.9;transform:translateY(-1px);box-shadow:0 6px 20px #667eea73}.delete-account-section{background:#fff;border:1px solid #e2e8f0;border-radius:12px;padding:32px;margin-bottom:32px;transition:all .2s ease}.delete-account-section>h2{color:#0f172a;font-size:22px;font-weight:700;margin:0 0 12px;padding-bottom:16px;border-bottom:2px solid 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