MCF Desktop
A native desktop app for Middle Class Finance. Budget offline, sync automatically, and manage your finances with the speed and privacy of a local application.
Pricing
Start with a 30-day free trial. No credit card required.
Monthly
Annual
Download
Choose your platform to get started.
Features
Offline-First
Your data lives locally in an encrypted SQLite database. No internet required to budget, track spending, or manage goals.
Automatic Sync
Changes sync seamlessly between desktop and web. Edit on your laptop, see updates on any browser — automatically.
Native Performance
Built with Tauri for fast, lightweight operation. Uses minimal memory and launches instantly.
Cross-Platform
Available for macOS, Windows, and Linux. One app that works the same on every desktop operating system.
Full Feature Parity
Every feature from the web app — budgets, savings goals, debt tracking, recurring transactions, and more.
Privacy-Focused
No bank connections, no third-party data sharing. Your financial data stays on your device with encrypted cloud sync.
Import & Export
Bring data in from CSV, OFX, QFX, or QBO files, or export your transactions anytime. Your data is always portable.
Keyboard Shortcuts
Navigate everything with keyboard shortcuts. Press Cmd+1 through Cmd+9 to jump between pages instantly.
Found a Bug? Get 30 Free Days
Report a verifiable bug and we will add 30 days to your trial or subscription — completely free. Whether you are on a free trial or an active plan, every confirmed bug earns you an extra month.
Use the Report a Bug option in the app or email us at bugreport@middleclassfinance.app. Once we verify the issue, your account is automatically extended.
How It Works
Sign Up on the Web
Create your free account at middleclassfinance.app. Add your accounts, budgets, and goals.
Download the Desktop App
Install MCF Desktop for macOS, Windows, or Linux. Sign in with your existing account.
Data Syncs Automatically
Your data appears instantly. Changes on either platform sync in the background — no manual steps.
Start with the Free Web App
Create your account today and sync your data to the desktop app instantly.