Emergency Fund Calculator

An emergency fund is money set aside specifically for unplanned expenses or financial emergencies. Enter your monthly essentials below to find out how much you need and how long it will take to get there.

Monthly Essential Expenses

Enter the amount you spend each month on these necessities.

Housing (rent or mortgage)

Utilities (electric, gas, water, internet)

Groceries

Transportation (car payment, gas, transit)

Insurance (health, auto, home)

Minimum debt payments

Other essentials

Total monthly essentials$0